Social security is more than a retirement fund.  There are additional benefits you, your spouse and children could receive depending upon your situation.

  • Retirement benefit for yourself.
  • Retirement benefit based on your  account for my spouse, if married at least 10 years,
  • Disability benefit for yourself at any age you may become disabled.
  • Disability benefit for your spouse as early as age 50 if married for at least 10 years and you are not deceased,
  • Income benefits for your children under age 18 if I am deceased, disabled or receiving retirement benefits,
  • Income benefits for your spouse if you have a child in your home under age 16 and you are deceased, disabled or drawing retirement benefits,
  • Lifetime medical benefits for yourself at age 65 or earlier if disabled,
  • Lifetime medical benefits for your spouse at age 65 or earlier if disabled.
  • Income for your dependent parents if you are deceased, disabled or retired,
  • Death benefit for your spouse upon your death.

Social Security has benefit calculators you can use to determine your retirement benefits, disability benefits, earnings test and more.



John S. Curtin, CPA Chartered provides tax preparation services for individuals and businesses, plus accounting and bookkeeping services. Contact us to schedule an appointment at our Ellicott City, MD office.